ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI NON PERFORMING LOAN (NPL) KREDIT PADA BANK UMUM DI INDONESIA (Studi Pada Bank Umum Yang Terdaftar di BEI Periode 2016-2017)

MENIK AGUSTININGTYAS, MENIK AGUSTININGTYAS (2019) ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI NON PERFORMING LOAN (NPL) KREDIT PADA BANK UMUM DI INDONESIA (Studi Pada Bank Umum Yang Terdaftar di BEI Periode 2016-2017). Other thesis, UNIVERSITAS ISLAM MAJAPAHIT MOJOKERTO.

[img] Text
MENIK AGUSTININGTYAS (5.14.02.04.0.059).pdf
Restricted to Repository staff only

Download (1MB)
[img] Text
Menik Agustiningtyas-jurnal.pdf

Download (460kB)

Abstract

ABSTRACT Menik, Agustiningtyas, 2018. Analysis of Factors That Influence Credit NonPerforming Loans (NPLs) in Commercial Banks in Indonesia (Study on Banks Registered on the IDX for the Period of 2016 - 2017). Final project, Accounting Study Program, Faculty of Economics, Majapahit Islamic University (UNIM) Counselor 1: Hari Setiono, SE., M.Sc. Counselor 2: Tatas Ridho Nugroho, S.Pd., M.Pd Banks generally in carrying out their operations to obtain business results are always faced with a risk. One of the risks experienced by a Bank is the ratio of non-performing loans or what is called Non NPL. Based on Bank Indonesia regulations, banks have a potentially dangerous if the bank has an NPL ratio of more than 5%. This study aims to analyze the influence of Inflation, CAR, NIM, and BOPO on NPLs in Commercial Banks in Indonesia for the 2016-2017 period. This research was conducted using quantitative methods. The data used in this study are financial statements of 20 commercial banks in 2016-2017 on the official Indonesian Stock Exchange (IDX) website, this study uses multiple linear regression analysis as a data analysis tool. From the results of partial analysis of Inflation 0.300 ≥ 0.05 and NIM 0.190 ≥ 0.05, which means that there is no significant effect on Non-Performing Loans (NPL), while CAR 0.007 ≤ 0.05, but the T value is -2.879 which means that it is influential but not significant to NPL and BOPO 0.035 ≤ 0.05 has a significant influence on NPL. While simultaneously showing that Inflation, CAR, NIM and BOPO have a significant influence on NPLs of 53.1%.Keywords: Non Performing Loans (NPL), Inflation, Capital Adequacy Ratio (CAR), Net Interest Margin (NIM), and Operational Income Operating Costs (BOPO) Keyword : NPL, CAR, NIM, BOPO

Item Type: Skripsi/Thesis (Other)
Uncontrolled Keywords: NPL, CAR, NIM, BOPO
Subjects: 0 Majapahit Islamic University Subject Areas > Fakultas Ekonomi > Akuntansi
Divisions: Faculty of Economics > Accounting
Depositing User: Perpus Unim
Date Deposited: 15 Mar 2019 03:35
Last Modified: 02 Apr 2019 05:58
URI: http://repository.unim.ac.id/id/eprint/341

Actions (login required)

View Item View Item